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Finance AI

Capital where it pays back fastest

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For you as · Team Leader · Nawaf Al-Mutairi
You have decisions waiting in Finance AI. Approving unlocks value from the KWD 148M pool today.
KOC business value P-01 · Sustainable Capacity P-04 · Decarbonization· Cash Cost / bbl KWD 148M annualised value
The problem today

OPEX/CAPEX variance surfaces monthly, too late to steer the quarter.

What Bayan does

Reprices every project daily at three Brent scenarios and defends the annual NPV.

Path to KOC 2040
Sustainable Capacity60%
2.41 MMbbl/d (2.90 capacity) → 4.00 MMbbl/d by 2040
Decarbonization62%
0.42% flaring · 8.6 kgCO₂/bbl → Zero routine flaring · −25% intensity

Financial performance scorecard

Industry-standard upstream KPIs · targets · peer benchmarks
86
Financial health
Lifting cost per barrel best-in-class. Netback improving with Argus differential tightening. OPEX per boe below plan; CAPEX efficiency 1.14.
Lifting $/bbl
Lifting cost per barrel
on target
3.9$/bbl
tgt4.5$/bbl+0.6
Peer NOC4.2$/bbl+0.3
Best-in-class — Kuwait cost structure advantage.
OPEX $/boe
Operating cost per boe
on target
6.8$/boe
tgt7.5$/boe+0.7
Peer NOC7.2$/boe+0.4
Below plan — reliability program the biggest lever.
F&D $/boe
Finding & development cost
on target
3.2$/boe
tgt3.5$/boe+0.3
Peer NOC4.1$/boe+0.9
Below plan — cluster drilling saving 14%.
CAPEX eff.
CAPEX efficiency index
on target
1.14
tgt1.1+0.0
Peer NOC1.05+0.1
Above target — portfolio prioritisation working.
Netback
Netback per barrel
on target
46$/bbl
tgt42$/bbl+4.0
Peer NOC44$/bbl+2.0
Above target — Argus differential tightening.
FCF cover
Free cash flow cover
on target
1.32
tgt1.2+0.1
Peer NOC1.15+0.2
Above target — funds 2040 CAPEX from operations.

Going good

On plan right now
  • Hedge 30% of Q+1 exposure
    Caps downside, preserves $48M NPV. · 06:00

Needs attention

Early warnings — not decisions yet
  • Defer CAPEX #2241 to Q3
    IRR improves 1.4pp at current discount rate.
  • Defer CAP-2026-04 JPF-7 FEED to Q+3 — IRR improves 1.4 pp at current 8.5% WACC; frees $86M into Lower Fars.
  • OPEX trend $84M below budget YTD — reinvest into pipeline integrity (TL-01 dig + ILI pull-forward).
External signals
  • Argus Media· 14m agohigh
    Kuwait Export Crude physical premium widened +$0.45/bbl to Dated Brent
    ↳ Nomination window still open — a 3.2% lift on Q+1 captures the premium before it closes.
  • EIA (US)· 12h agomed
    US crude stocks drew 5.4 MMbbl vs 1.8 MMbbl consensus
    ↳ Bullish for Q+1 realised price — the finance hedge and market lift decision align.

Needs your decision

Approval goes to the audit ledger
Action Center
  • Issue variance brief · OPEX over plan
    Maintenance overrun in N. Kuwait.
    Surfaces corrective action by owner.13:00· 88%

Automation

2 active rules
Recently auto-handled
  • Auto-announce05:20 PM
    Announced Brent scenario shift to Boardroom
    Brent −$3.10 vs plan
Rules ready to run now
  • Auto-deferDefer variance report until month-end lock
  • Auto-announceAnnounce Brent scenario shift on Boardroom